Market Updates
What Actually Moves Mortgage Rates: A Plain-English Guide for Homeowners
Mortgage rates are not random, and no single person sets them. This is the plain-English machinery behind them: the bond market, the 10-year Treasury, the spread, the Federal Reserve's real role, and inflation, plus the part of your rate you actually control.
Market Updates
What Actually Moves Mortgage Rates (and What It Means for Your Refinance)
The Fed does not set your mortgage rate. Here is what actually moves mortgage rates, in plain English, and which parts of your refinance you can control.