Conventional Loans
Conventional Loan Debt-to-Income Ratio Requirements
Your debt-to-income ratio often decides a conventional loan application before anything else does. Here are the real limits (36, 45, and 50 percent), what counts in the calculation, why your ratio is higher than you think, and how a consolidation refinance changes the math.
Conventional Loans
Conventional Loans and Refinance: The Complete Guide
Conventional loans are the default for borrowers with steady income and decent credit. Here is what they require, how PMI works, and when they beat the government and investor options.